Terms of service.
- Yogeshwar VashishthaSEBI RA · INH000027168
This is the agreement between you and Yogeshwar Vashishtha for using this website and the services offered on it. It is written to describe how things actually work today — including what does not exist yet.
- Yogeshwar Vashishtha, an individual — SEBI Registered Research Analyst, Reg. No. INH000027168. No company, no brand.
- The Membership’s fee is ₹36,000 a year; the current offer prices it at ₹25,000 / year + GST for members who join while the offer runs. GST at 18% is added; there are no other charges. The Investors Portfolio and Yogeshwar Financial Markets Mastery Program are not sold separately.
- The Membership carries the Investors Portfolio, Yogeshwar Financial Markets Mastery Program, the Daily Report, Screener Research, the algo platform and the research reports. Research reports are published to members only.
- You press enroll, create an account or sign in, accept these Terms — and, for research, the MITC — and pay. Your access opens in the member portal.
- Manual. Nothing renews or is charged by itself.
- General opinion published to all entitled members at the same moment. It is not personalised advice, and no return is guaranteed.
Who you are contracting with
Your agreement is with Yogeshwar Vashishtha, an individual. He is registered with the Securities and Exchange Board of India (SEBI) as a Research Analyst under Registration No. INH000027168. The registration is in his own name, as an individual; its validity is perpetual (from May 15, 2026). There is no company, firm or trade name standing between you and him, and none is the registered entity.
He is not registered as a Portfolio Manager, Investment Adviser, Stock Broker or Depository Participant, and offers none of those services. He does not manage money, does not accept or hold client funds or securities, and accepts payments only towards the fees set out below. The full regulatory disclosures are on the SEBI registration page.
By creating an account, enrolling in a service or continuing to use this site, you accept these terms. You must be at least 18 years old to create an account or enroll. If you subscribe to a research service you also accept the Most Important Terms and Conditions that SEBI prescribes; where those differ from anything on this page, they prevail for research services.
The services and what they cost
Two services are offered — a research service and an education programme — and a membership that carries both. This is the complete fee schedule. Fees are stated exclusive of GST, which is added at 18%. There are no joining fees, add-ons or hidden charges. The Membership includes the Investors Portfolio and Yogeshwar Financial Markets Mastery Program; taking either one alone does not include the other, or the research reports.
Both of the above under one fee — the Investors Portfolio and Yogeshwar Financial Markets Mastery Program — with the research reports. Paid for the year when you enroll; it runs for twelve months from your start date and does not renew by itself.
Fee before the offer: ₹36,000. Current offer: ₹25,000
Since 9 October 2026 neither the Investors Portfolio nor Yogeshwar Financial Markets Mastery Program is sold on its own. The Membership, which carries both and everything else inside it, is the only thing sold. Its fee is ₹36,000 a year; the current offer prices it at ₹25,000 / year + GST for members who join while the offer runs, and the fee for a later period is confirmed before you pay it.
Fees may be revised for future periods. A revision never changes a period you have already paid for, and the fee for your next period is confirmed with you before you pay it.
Education and research are different services
Two different kinds of service are offered here, and they are kept separate on purpose.
- Education — the live sessions, the recorded library, notes and templates. Education teaches a method: how to analyse, how to manage risk, how to build and test your own strategies. Securities, charts or strategies discussed while teaching are examples used to explain a concept. They are not recommendations.
- Research — the Investors Portfolio and the research components of the membership (portfolio recommendations, trading recommendations and the weekly market watchlist). Research is issued by Yogeshwar Vashishtha personally, as a SEBI Registered Research Analyst, and is identified as research wherever it appears.
Research published here is general in nature. It is prepared for all subscribers alike and does not take into account your income, goals, existing holdings, tax position or tolerance for risk. It is not personalised investment advice, and he is not an Investment Adviser. Whether a research view suits you is your decision; if you need advice about your own circumstances, consult a SEBI-registered Investment Adviser.
How enrollment works today
Enrollment works like this:
- You choose a service on this site and pay its fee, which is stated in full on the page for that service.
- You accept these Terms. For a research service you are also shown the MITC, and your consent is recorded with a timestamp. SEBI also requires him to complete know-your-client (KYC) verification for fee-paying research clients; he will ask you for what is needed.
- Your access opens in the member portal, and your dashboard shows the status of your membership or subscription.
Fees are paid through the payment method offered on this site, or by another mode SEBI permits such as bank transfer or UPI. Cash is not accepted. If you have paid and cannot see your access, write to contact@yogeshwarvashishtha.in.
Your account and acceptable use
Your account is for you alone. You agree to give accurate details, to keep your email address and mobile number up to date, and to keep your password to yourself. In particular, you agree not to:
- share your login, or let anyone else use your membership or subscription;
- copy, forward, post, resell or otherwise redistribute research reports, Investors Portfolio updates, session recordings, notes or templates — in whole or in part, in any group, channel or forum;
- record live sessions, or download recordings by any means the portal does not itself offer;
- present his research or teaching as your own, or use it to offer a competing service;
- attempt to get around access controls, probe the site for weaknesses, or disrupt it for others.
If these rules are broken, access may be suspended or ended. Where a research service is ended this way, the refund position in section 10 still applies.
Intellectual property
The research reports, portfolio rationale, session recordings, notes, templates, tools and the text and design of this site are the work of Yogeshwar Vashishtha and remain his property. Your fee buys a personal, non-transferable, non-exclusive licence to use them for your own learning and your own investing during your period of access. It does not transfer ownership, and it does not permit commercial use or redistribution.
Live sessions and recordings
Live sessions for members run Monday to Friday, 9:30 AM to 10:15 AM IST, online. The join link for each session is in the member portal. You are responsible for your own device, connection and a suitable place to listen.
A session may occasionally be rescheduled or cancelled — on market holidays, for example, or if he is unwell or travelling. The schedule shown in the member portal is the current one. Sessions are ordinarily recorded and added to the recorded library for members; a particular recording may be late or unavailable for technical reasons, and the library is available to you for as long as your membership is active.
How research is distributed
Every research report and every Investors Portfolio update is published once, to all entitled members at the same moment, in the research library of the member portal, with its date and time of publication. The library is the documented distribution mechanism. Nobody receives research early — not by phone, message or in a live session — and no subscriber is preferred over another.
The Investors Portfolio is structured as follows: investment horizon 3–5 years; portfolio review monthly; rebalancing as and when required, with rationale; renewal annual. Research is published when there is something worth saying; there is no promised number of reports or changes in any period.
Renewals
Nothing renews automatically. No card or bank mandate is held, and you are never charged without taking a step yourself. Before your period ends you may renew by confirming with him and paying the fee for the next twelve months. If you do not renew, your access simply ends when the period you paid for ends.
Refunds and ending a service
Research services
If a research service is terminated before the paid period ends — by you or by him — you are entitled to a refund of the fee in proportion to the unexpired part of that period, as SEBI's Most Important Terms and Conditions require.
SEBI presently allows a research analyst to take fees in advance for at most one year, where the client agrees. The Investors Portfolio and the Membership, which includes it, are each billed for one year at a time.
Education services
Refund requests for education services are considered case by case. Write to the contact email with your name, the service and the reason, and he will reply to you personally.
Ending a service
You may stop using a service at any time by writing to contact@yogeshwarvashishtha.in. He may end a service if these terms are seriously or repeatedly broken, if a regulator requires it, or if he stops offering the service altogether. Refunds, where due, are made to the person who paid.
No guarantee of returns
No return is promised here — not expected, not targeted, not implied.
Investment in securities market is subject to market risks. Research views can be wrong, markets can fall, and you can lose part or all of the money you invest. Past performance is not indicative of future results. Registration granted by SEBI and certification from NISM in no way guarantee performance or provide any assurance of returns. Please read the full Risk Disclosure before acting on anything you learn or read here.
Limitation of liability
Every investment and trading decision you make is your own, and so is its result. To the fullest extent the law allows, Yogeshwar Vashishtha is not liable for trading or investment losses, loss of profit, or any indirect or consequential loss arising from the use of the education, the research or this site — including losses caused by delay, interruption, technical failure or the unavailability of a session, a recording or the portal.
Where liability cannot be excluded, it is limited to the fees you paid for the service concerned in the period in which the claim arose. Nothing in these terms limits any right or remedy you have under the SEBI (Research Analysts) Regulations, 2014, the Consumer Protection Act, 2019 or any other law that cannot be contracted out of.
The free Financial Freedom Planner is an illustration built on stated assumptions. It is not a financial plan and not advice.
Grievances and disputes
If something has gone wrong, tell him first — most things can be put right directly. The full procedure is on the Grievance Redressal page. In short:
- Write to contact@yogeshwarvashishtha.in or call +91 9022330009. He is his own grievance officer.
- If you are not satisfied with the resolution, lodge a complaint on SEBI’s SCORES platform at scores.sebi.gov.in.
- You may also use Online Dispute Resolution through the Smart ODR portal at smartodr.in.
Complaints received and resolved are disclosed every month on the Complaints Data page.
Governing law
These terms are governed by the laws of India. Subject to the grievance and online dispute resolution mechanisms above, disputes fall under the jurisdiction of the competent courts in India.
Changes to these terms
These terms will change as the practice does. When the way a service works changes, this page is changed first, so that it never describes something that does not exist. The date at the top of the page is the date of the latest change of substance. A change does not reach back into a period you have already paid for, unless the law or a regulator requires it, and he tells members directly about any significant change.
Contact
Questions about these terms go to Yogeshwar Vashishtha himself. There is no support desk; you will hear from him.